As hurricane season officially begins, millions of homeowners face months of storm risk and the heavy costs that follow. A new resource, The Hurricane Survival Guide, aims to equip families with strategies to protect both their homes and their finances before and after a storm hits. Written by former Air Force meteorologist Bill Combes, the 175-page digital manual covers everything from pre-storm preparation to post-storm recovery, with a focus on avoiding common financial traps.
Combes, who spent years tracking dangerous weather and later built storm-mapping software used by roofing companies, says his insider experience revealed how the repair and claims business works—knowledge most homeowners lack. “Most guides stop the day the storm passes. That’s exactly when families lose the most money,” Combes said in the announcement. “If you prepare the right way before the storm, you protect your home and your wallet for months afterward.”
The guide is divided into three sections: before, during, and after the storm. Before the storm, it offers simple plans that hold up under pressure, home protection steps, and supply lists that go beyond a basic kit, including documenting everything. During the storm, it covers how to stay safe, stay in touch when power fails, and take phone photos correctly to back up insurance claims. After the storm, it explains how to return home safely, spot hidden damage, manage contractors, avoid scams, and handle tough insurance claims.
The emphasis on post-storm recovery reflects a critical gap in typical guides. State officials also stress early preparedness. Florida Chief Financial Officer and State Fire Marshal Blaise Ingoglia said during the state’s 2026 preparedness push: “The more prepared we are upfront, the better off we’ll be on the back end, and the less it will cost on the back end. We cannot sit back and hope. We have to prepare.”
Combes notes that the hardest part of a hurricane often comes weeks later, when cleanup bills, contractors, and insurance fights begin. The guide is built to help families through that phase. “Even one tip—a single photo taken the right way, or one bad contractor turned away—can save a family thousands of dollars,” he said.
The guide is available as an instant digital download at thehurricanesurvivalguide.com. Readers can also take the Hurricane Survival Quiz to receive a personalized report. The author urges action before any warnings are issued, as store shelves empty and contractors get booked once a storm has a name.
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